On the Adequacy of Sustainable Robo-Advisory
1. Introduction Investment advice is one of a number of services introduced to overcome the information asymmetries that…
The Anonymisation of Personal Data in AI Models: EDPB Opinion 28/2024
1. Introduction The European Data Protection Board (EDPB) recently issued Opinion 28/2024, a crucial document clarifying how personal…
The new EU Anti-Money Laundering Authority: Objectives and Functioning
On 14 February 2024, the Council and the European Parliament finalised the agreement on the creation of the…
Risk Management of Artificial Intelligence Systems for the Banking Industry
Introduction In recent years, Artificial Intelligence systems have become prominent tools in a multitude of industries, including banking.…
The updated Basel III Prudential Framework (CRR3)
With the publication of Regulation (EU) 2024/1623, on 31 May 2024, the final texts of Regulations No. 575/2013…
Greenwashing: the ESAs Final Reports on Misleading ‘Green’ Claims
On June 4, 2024, the three European supervisory authorities for financial markets, banking and insurance (EBA, ESMA and…
Greening FinTech: Integrating ESG Criteria into the Financial Regulatory Framework
Introduction and Context Sustainability represents a significant challenge for political, regulatory, and supervisory authorities, as well as for…
A step forward to incentivise market access: What’s new in the Listing Act for the Market Abuse Regulation?
1. Introduction On 24 April 2024, the European Parliament approved a new package of legislative proposals as part…
EBA’s 2025 EU-wide Stress Test Methodological Note
On July 5, 2024, the European Banking Authority (EBA) published for consultation the draft methodology, models and guidelines…
EU blockchain services: the new EUROPEUM-EDIC infrastructure
Published in the Official Journal of the European Union on May 23, 2024,[1] Implementing Decision (EU) 2024/1432 of…